Congratulations on taking the first step in your property investing career!

It's a big step but one that could change your life.

There are lots of things to think about and its important that you do things right.  Learn from others who have made mistakes so you don't have to make the same ones!  Access our Expert Panel to connect with our experts for free of charge advice.  

The fundamentals of property investing are the nuts and bolts of your business. Ensuring that you have a great team around you will help towards your success. 

Understanding the legal aspects of buying a property and having a great conveyancing solicitor in place is really important. Also having access to the right finance is the key to securing those great deals once you find them.

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A Guide to Buy-to-Let Mortgages

These days, it’s more important than ever to make 100% sure that you have thoroughly understood the numbers behind a buy to let property, particularly when it comes to your mortgage. With this in mind, here is a brief guide to buy to let mortgages.Buy to let mortgages work differently depending on whether or not you are a limited companyEven though lenders assess potential borrowers on the basis of the rental income they (expect to) receive from the property, in a worst-case scenario; they can make a claim against a private individual’s personal property. They can, however, only claim against the assets of a limited company rather than the property of the people who own the company and have to take this fact into consideration when deciding whether or not to do business with them.Landlords with more than three mortgaged properties must have their whole portfolio assessedThis regulation comes into...
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Do you know the legal requirements of being a landlord?

As a landlord, it is your sole responsibility to ensure that you meet all legal requirements.  You can't blame lack of awareness or your letting agent.  It is down to you - if you don't meet these requirements you could face prosecution. It's a scary thought; so, knowledge is the key.  Even if you have a letting agent managing your property, make sure that you are familiar with your legal responsibilities and you'll be covered.We have updated our legal checklist and it is available for download. It covers items such as: Gas Safety Electrical Safety EPC's and the new 2018 regulations Deposit Protection Deregulation act And much more...  If you want to make sure that you are meeting your legal requirements as a landlord then....Download our legal checklist to make sure you have everything covered (updated September 2017)
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Protecting yourself from property fraud

Property fraud is where fraudsters try to “steal” your property, most commonly by pretending to be you and selling or mortgaging your property without your knowledge. This is such a nightmare scenario as your property is your most valuable asset, which is why fraudsters target it.Properties that are more vulnerable to fraud are: Mortgage free properties Tenanted properties Empty properties If the owner lives overseas Where the owner has died and the property is held in trust Fraudster’s can attempt to acquire ownership by stealing an owner’s identity by using a forged document or impersonating the registered owner. Once they have raised money by mortgaging the property without the owner’s knowledge, they disappear without making repayments leaving the owner to deal with the consequences.You should register your property with the Land Registry if it isn’t already.  If you bought or remortgaged your property after 1998 then it should be registered,...
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Are Leasehold Properties Good For Buy-To-Let Investments?

  For years now property investors have been arguing over whether it’s better to look at leasehold or freehold property. Both have their positives and negatives – it just depends on which strategy you believe will suit you, as an investor, best. What is a leasehold property?A leasehold property in the UK tends to be a flat. When you purchase it you retain the rights for the property for a particular period, whereas a freeholder has complete control over the building and owns the land on which it sits.A lease option is the written agreement between the freeholder and whoever is exclusively leasing the property. The latter has the ‘option’ to buy, rent or sell the property (depending on the document’s specific wording).Negatives of a leasehold buy to let Possible no letting clause. Just because you’ve purchased the lease for a property, it doesn’t necessarily mean you can legally let...
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A Solicitor's Guide to Conveyancing

“Barlow Robbins’ residential conveyancing solicitors are able to help with the stressful nature of residential property transactions. “ 
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