Legal

As a landlord it is your sole responsibility to ensure that you meet all legal requirements.  You can’t blame lack of awareness or your letting agent.  It is down to you - if you don’t meet these requirements you could face prosecution.  

It’s a scary thought; so knowledge is the key.  Even if you have a letting agent managing your property, make sure that you are familiar with your legal responsibilities and you’ll be covered.

We have produced a legal checklist for you to go through to make sure you're covered.   Please note that HMO properties have their own legal requirements.

You can request a copy of the legal checklist by entering your details in the sign up box on the left.

 

Energy Performance Certificates (EPC)

 energy performance certificate

 

Energy Performance Certificates are issued once a full energy assessment of your rental property has been completed by a qualified Energy Assessor.

Energy Performance Certificates are a legal requirement when letting a property to a tenant in England, Scotland or Wales and landlords have a duty to provide the tenant with a copy of the EPC or it will invalidate a Section 21 Notice (England).

You can search the EPC register here: https://www.epcregister.com/

Gas Safety Certificate (CP12)

gas safe certificate

Landlord Gas Safety Certificates (CP12) and inspections for rental properties are carried out by a Gas Safe registered engineer.

Landlords are required to hold a valid Gas Safety Certificate where a rental property has a gas supply to an appliance or the central heating is fired by gas.  Gas Safety Regulations 1998 states that the Gas Safety Certificate is to be renewed every 12 months.

 

Fixed Wiring Test (EICR)

Fixed Wiring Test

Periodic electrical safety inspection testing of rental properties fixed wiring circuits conducted by our nationwide network of electrical engineers.

Landlords letting property in the UK have a legal obligation to ensure that the property being let is safe to occupy.  As such, ensuring the electrics in the property are not damaged or worn out, through wear and tear, is an important check to make every 5 years.

 

Portable Appliance Test (PAT)

Portable Appliance Testing

Portable appliance testing (PAT test) carried out by an electrical engineers to ensure that a property's electrical items are safe to use.

If you are letting a property in the UK, one of the most important legal obligations of a landlord is to ensure that the property being let is safe to occupy. As a result, Health and Safety regulations require that electrical appliances are safe and would not cause harm to any tenant using them.

 document

Protect yourself from Property Fraud

Property fraud is where fraudsters try to “steal” your property, most commonly by pretending to be you and selling or mortgaging your property without your knowledge. Sign up to Property Alert with the Land Registry, this is a free service and you can choose up to 10 properties to monitor. It will notify you if anyone attempts to change the legal title or other activities. 

Sign up to Property Alert here

Watch the 3 minute video below to find out more about how to protect your property from fraudsters.

Read more in our 'Protecting yourself from property fraud article'

 

Subcategories from this category:

Insurance, Conveyancing, Energy Performance Certificates (EPC)

Protecting yourself from property fraud

Property fraud is where fraudsters try to “steal” your property, most commonly by pretending to be you and selling or mortgaging your property without your knowledge. This is such a nightmare scenario as your property is your most valuable asset, which is why fraudsters target it.Properties that are more vulnerable to fraud are: Mortgage free properties Tenanted properties Empty properties If the owner lives overseas Where the owner has died and the property is held in trust Fraudster’s can attempt to acquire ownership by stealing an owner’s identity by using a forged document or impersonating the registered owner. Once they have raised money by mortgaging the property without the owner’s knowledge, they disappear without making repayments leaving the owner to deal with the consequences.You should register your property with the Land Registry if it isn’t already.  If you bought or remortgaged your property after 1998 then it should be registered,...
Rate this blog entry:
Continue reading
Подробнее на сайте:
http://israeli-medicine.ru http://begin-travel.ruhttp://live-medicine.ru
http://german-medicine.ruhttp://rich-health.ru http://more-health.ru http://medicine-plus.ru http://mellmo.ru http://grand-medicine.ruhttp://free-medicine.ru
http://pilot-in2it.ru Go to top of pagehttp://free-health.ru http://grand-business.ru http://natural-treatment.ruhttp://firstmedicine.ru
307 Hits
0 Comments

Will you be able to rent out your property next year?

  Were you aware that from April 2018, your property will need to be a minimum EPC rating of E or above to be able to rent it to a tenant?  As a landlord, you are liable to pay a hefty fine if you do not adhere to the regulations.This could affect over 300,000 properties in the private rental sector.   Until 2020, it only applies to new lets but after that it will apply to all rented properties. There are rumours that some green deal initiatives will be coming soon, so keep an eye out for those.So, as a landlord what do you need to do now? Have a look at the EPC register to see what grade your property was rated. Click here to go to the register. Make sure it is less than 10 years old. EPC’s are only valid for 10 years, then you need to have...
Rate this blog entry:
Continue reading
904 Hits
0 Comments

Are Leasehold Properties Good For Buy-To-Let Investments?

  For years now property investors have been arguing over whether it’s better to look at leasehold or freehold property. Both have their positives and negatives – it just depends on which strategy you believe will suit you, as an investor, best. What is a leasehold property?A leasehold property in the UK tends to be a flat. When you purchase it you retain the rights for the property for a particular period, whereas a freeholder has complete control over the building and owns the land on which it sits.A lease option is the written agreement between the freeholder and whoever is exclusively leasing the property. The latter has the ‘option’ to buy, rent or sell the property (depending on the document’s specific wording).Negatives of a leasehold buy to let Possible no letting clause. Just because you’ve purchased the lease for a property, it doesn’t necessarily mean you can legally let...
Rate this blog entry:
Continue reading
880 Hits
0 Comments

A Solicitor's Guide to Conveyancing

“Barlow Robbins’ residential conveyancing solicitors are able to help with the stressful nature of residential property transactions. “ 
Rate this blog entry:
2051 Hits
0 Comments

Landlord legal expenses explained

Every good landlord worth his or her salt will have considered the benefits of legal cover or insurance before letting their property to tenants or placing it in the hands of an agent. While nobody wants to think about the possibility of lengthy disputes, rising legal costs, and the threat of repossession, it is important for landlords to protect their property – and their own financial responsibilities – in case the worst happens. No matter how amicable things may seem in the beginning, it is vital that landlords protect their assets and rights with legal expenses cover. What does this involve? Landlord legal expenses: The FAQ Although it is not exhaustive, the following FAQ should help landlords to decide whether legal expenses cover is for them whilst providing some insight into what this kind of insurance offers. While grievances with tenants can be a nightmare, landlords also need to think...
Rate this blog entry:
Continue reading
3435 Hits
0 Comments