Meet The Experts

The UK's Number 1 Property Investment Guide

Julie Hanson along with her husband Alec is Co Director of Just do Property   


Educated to degree level at Manchester then Thames Valley University, Julie has enjoyed building a property portfolio for 15 years.

She worked in a large corporate organisation for almost 20 years before deciding to launch her own business.

Julie enjoys looking after their 2 children whilst building her portfolio and bringing news and information to Just Do Property subscribers. 


Alec and Julie are passionate about property - development, investment and portfolio planning and hope this new website continues to assist property investors with investment news, opportunities and up-coming events.

The Top Love Nest Property Price Performances from Romantic Films

The Top Love Nest Property Price Performances from Romantic Films As the scent of roses and chocolate fills the air this Valentine’s Day, one of the best ways to get into the mood for love is to watch a feel good romantic film. However, with London seeing the lowest level of house price growth of all regions in the UK, homeowners across the capital could be forgiven for not feeling the love this Wednesday. As a result, leading Hybrid Estate Agent Emoov.co.uk has looked at some of top British romantic flicks set in London and how the leading stars from a bricks and mortar perspective have fared for price growth since the films first hit the screens. Notting Hill (1999) Flat in the Royal Borough of Kensington and Chelsea Current House Price: £1,102,761 Increase Since Release Date: 328% Topping the list for largest increase by a long shot is Hugh...
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Will you be able to rent out your property next year?

  Were you aware that from April 2018, your property will need to be a minimum EPC rating of E or above to be able to rent it to a tenant?  As a landlord, you are liable to pay a hefty fine if you do not adhere to the regulations.This could affect over 300,000 properties in the private rental sector.   Until 2020, it only applies to new lets but after that it will apply to all rented properties. There are rumours that some green deal initiatives will be coming soon, so keep an eye out for those.So, as a landlord what do you need to do now? Have a look at the EPC register to see what grade your property was rated. Click here to go to the register. Make sure it is less than 10 years old. EPC’s are only valid for 10 years, then you need to have...
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What property expenses are allowable to deduct against tax?

Here is another interesting question from one of our subscribers and one that is useful for every Landlord to know the answer to.When you work out your taxable rental profit you can deduct allowable expenses from your rental income. The expenses must be wholly and exclusively for the purposes of renting out the property. This means that if an expense wasn’t incurred for the purpose of your property rental you can’t offset the cost against the rental income.Here’s a list of allowable expenses and details of what is classed as capital expenditure.  You can’t deduct capital expenditure against your rental income, but you need to keep a record of this as you can offset it against Capital Gains tax when you sell the property. general maintenance and repairs to the property, but not improvements (such as replacing a laminate kitchen worktop with a granite worktop) Repairs such as: - Repairing water...
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ANNUAL HOUSE PRICE GROWTH SLOWS TO 2.2%

Halifax have just released their latest House Price Index (HPI). • Prices in the last three months to January were 2.2% higher than in the same three months a year earlier, although the annual change in January was lower than in December (2.7%) • House prices remained unchanged in the recent quarter (November-January) from the previous quarter (August-October); on this measure prices are down from the 1.3% quarterly rise recorded in December • On a monthly basis, prices fell for the second consecutive month in January (by 0.6% following a 0.8% decrease in December) • The average price of £223,285 at the beginning of the year is 1.9% higher than in January 2017 (£219,217), however, the current price has edged down after recording £226,408 – highest on record – in November Russell Galley, Managing Director, Halifax Community Bank, said: “Annual house price rises have slowed from 2.7% in December to 2.2% in...
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What’s the right tenant contract to use?

AST or SPT?I was asked recently by a subscriber about whether their tenant would have to sign a new contract once the initial AST had expired.It can be quite a confusing area.AST is short for Assured Shorthold TenancySPT is short for Statutory Periodic AgreementSo, here you go.  If you have a tenant in your property and the contract has lapsed, they will have automatically slipped onto a Statutory Periodic Agreement (SPT) – rolling contract.  The initial contract stands but there will be no end date. The benefit of them being on a rolling contract is that you don’t have to do any additional paperwork.  If the tenants remain in the property, then in most cases, if no new fixed term tenancy or ‘renewal’ has been signed, then as soon as the fixed term tenancy has ended, a new ‘periodic’ tenancy will be created automatically in its place.  Unless or until a...
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Officially the WORST property I have ever been in

Last week, whilst filming in the town of March, Cambridgeshire, for the fourth series of Channel 5’s ‘Nightmare Tenants Slum Landlords’, I experienced the worst living conditions I had ever seen in my 27 years in this business. Although a unique case, it was also tragic. The tenant living at the property was rent protected and had lived at the 18th century two-bedroom cottage for 35 years. Our landlord, who purchased the property with the tenant in situ in 2007, was the third person to have owned this property during the tenant’s occupancy and lived next door. It turned out that the tenant was a compulsive hoarder who had refused any of the landlords right of access to the property to carry out necessary checks or maintenance repairs. It has taken the current landlord, Leslie Ann, three years to eventually gain possession after the tenant passed away in October, and...
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Build a Romantic Garden by Getting Rid of Your Japanese Knotweed

Build a Romantic Garden by Getting Rid of Your Japanese Knotweed It’s time to start looking after the garden again and eliminate pests. Love is in the air, and as our dreary weather finally begins to warm up, people everywhere are starting to have a real spring in their step. It's time to leap into the great outdoors and give your lovely, but neglected garden the attention it deserves — and to impress your loved one. If you're married, what about doing something extra-special this Valentine's Day and surprising your other half with a plan to renew your wedding vows in an elegant garden ceremony?Another great idea is planting roses in the garden — a romantic gesture that will last all year. But there's a lot of work to do to whip that garden into shape. Most of us don't do anything with our gardens during the autumn and winter...
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Three Steps to Follow During Estate Planning

Thinking about your own death is a morbid thought, and not something that people tend to want to engage in. However there is a practical side which is estate planning. Estate planning ensures that there is no confusion for those family members who are left behind. They will know what your exact wishes were, making the entire process as smooth as it can possibly be. Estate planning is all about taking the stress off your loved ones so they have a chance to grieve and go through their own emotional process.So what happens if you’ve been thinking about getting started on your estate planning but you don’t know where to begin? Here are some basic steps you can follow allowing you to properly plan for the future. Figure Out What You Will be Leaving Behind One of the first steps in estate planning is to figure out what you will...
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Why are CCTV Drain Surveys Essential When Buying a New Property?

  When purchasing a property, one aspect of the buying process that people often overlook is the property’s drainage. CCTV drain surveys are an essential part of the buying process – otherwise, you could be buying into a property with some hidden problems which will end up costing you a small fortune.Water problems can lead to a wide range of serious issues in your new property, particularly if you are in an area with high rainfall. In addition to causing problems to the house itself, there are also potential health hazards to consider. Do I Really Need a CCTV Drain Survey? For those in the know, there are few things which will deter a prospective buyer than issues around a property’s drains. These issues can be extremely costly, difficult to identify and result in an unlivable or extremely unpleasant space. Buyer’s remorse is a terrible thing, especially when it can...
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Property Trendsetters Book Launch, read for just 99p

I'm really delighted to announce that a book I've co-authored is being launched today."Property Trendsetters" features just 13 property experts from around the UK. I share my personal story and reveal the exact steps I took to become a successful property investor.You'll also learn shortcuts and "aha" moments to help you on your own property investment journey.You can buy the book today only for just 99p to celebrate our launch:Click here to purchase from Amazon 
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How to prepare your home for a quick sale in 2018

Anyone who knows anything about buying or selling a property, will know that the process can be long and very stressful. It can be made even more stressful when you double the workload and go about selling your home to buy your new home.There are several tasks you can do to ensure your home is ready for resale, these include giving your home a fresh coat of paint and fixing any broken door handles.Besides ensuring everything is in working order, you will need to make other changes to ensure your home is appealing to the masses and thus helps you to sell quicker. Every individual has their own personal taste and style, this means you will need to make sure that potential buyers can envision themselves living in the property.   The view from Outside Starting from the outside, any person coming to view your property will make a judgement...
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What is the government’s Clean Growth Strategy?

As part of its commitment to reducing greenhouse gas emissions on a national scale, the government has launched the Clean Growth Strategy – outlining its proposed approach to building a lower-carbon future for the UK.The comprehensive document was compiled by the Department for Business, Energy & Industrial Strategy (BEIS), and you can download and read it in full here. Don’t have time to trawl through all 165 pages? Fear not, because business gas specialist Flogas Britain has done the hard work for you. Just read on for a summary of the strategy’s key points, and what they mean for UK homes and businesses.   What is the UK’s climate change commitment? First things first, it’s important to understand the background legislation that brought the Clean Growth Strategy about.In 2008, the UK introduced the Climate Change Act, and through this became the first nation in the world to self-impose a legally binding carbon reduction target....
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How to stay mobile moving house

In 2017, a study was compiled by leading UK older people’s charity Age. It found that more than two in five (43%) of the over-65s would consider moving home due to declining health and mobility. In particular, almost two-thirds (64%) said they had difficulty getting up and down the stairs in their home.However, almost a third of those surveyed said there was nothing that would make them think about moving from the home they loved. More than a third (35%) of the over-65s in the UK-wide survey had lived in their home for more than 30 years, while the average time those in the survey had lived in their current home was 22 years and eight months.Moving house is always a big upheaval, but particularly when you are older and well settled. Some people might want to move, perhaps to downsize, live in a low-maintenance property or in a retirement...
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Free tickets to the National Homebuilding & Renovating Show

  As a friend of JustDoProperty we would like to invite you, your friends and family to visit the Homebuilding & Renovating Show for free!Whether you’re planning to build your own house, add a spacious new extension, want to remodel the internal layout or create a stunning kitchen overlooking a landscaped garden, then a visit to the Homebuilding & Renovating Show is a must. You can claim 2 free tickets for any of there upcoming shows in the UK.  Just select which show you would like to visit and get your two free show tickets... Click here for 2 free tickets | National - NEC - Birmingham - 22-25 March 2018Click here for 2 free tickets | Scottish - SEC - Glasgow - 16-17 June 2018Click here for 2 free tickets | Southern - Sandown Park - Surrey - 30 June-1 July 2018 Latest figures released by the National Custom & Self...
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Top 10 areas for price growth

The latest Government UK House Price Index shows that house prices in November remained largely static with a monthly increase of 0.1%, up 5.1% annually, although this annual rate of growth was down 0.3% on the previous month. Please find below comment from Emoov CEO and property expert, Russell Quirk, as well as the top 10 areas for monthly and annual price growth. Founder and CEO of Emoov.co.uk, Russell Quirk, commented: "Although house prices are still up annually, a combination of seasonality and a subdued level of buyer interest has resulted in the market running lower on steam compared to previous months.  There are swathes of the UK market that will have seen the value of their property fall or at least plateau over the last year, particularly those at the top end of the market and across the capital’s more prestigious boroughs. However, the market has been propped up for the...
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Make Selling a House Simple Again - Manage your Property Online

Let’s be honest, we’ve all dealt with estate agents and their smarmy tactics to get you to list a property. Offers of low commission payments and statements that they have hundreds of interested buyers lined up just waiting for you to list but unfortunately as soon as you sign that dotted line, they all seem to disappear!Managing your property through an agent is not all bad, but in a world increasingly connected by the internet, managing your property online opens doors for more buyers to look for and find the right property for them - yours!  Here are 4 awesome benefits to managing properties online! 1) Speed up the process – Convenience is key Convenience is key to marketing these days, even for commercial real estate!  Websites such as Zoopla and Rightmove allow potential buyers to search for property that meets their specific needs through a number of filters.To take...
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20% of landlords plan on selling up

The National Landlords Association’s (NLA) latest research shows that 20% of its members plan to reduce the number of properties in their portfolio in the next year – the highest level of intended property sales in 10 years.The NLA believes this is due to recent tax changes, and has created a series of videos to assess and explain the impact of these changes on landlords and tenants.The four videos contain research, conducted by Capital Economics for the NLA, which shows that landlords and tenants will pay more than their fair share in tax as a result of changes made by the Government to curb buy-to-let activity in the private rented sector (PRS). These include: The withdrawal of mortgage interest relief for higher and additional rate tax payers A three per cent surcharge on purchases of additional property The banning of upfront letting fees for tenants. The first video, ‘Taxing homes’,...
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ALDERMORE INCREASES SUPPORT FOR SME HOUSEBUILDERS

Aldermore, the specialist bank, has more than doubled its maximum property development loan size from £10 million to £25 million with immediate effect. The move comes on the back of increased demand from developers who are looking to borrow through tailored financing facilities, as well as the Bank’s strategy to further increase its support for UK housebuilders in 2018. Since 2012, Aldermore’s Property Development division has enabled SME developers to build over 5,000 homes, as well as offering a personalised underwriting service ensuring all cases are individually assessed. The new limit will enable SME developers, who often struggle to gain financial support, to secure the right funding to help them meet the growing demand for new homes across the UK. Simon Knowles, Head of Property Development at Aldermore said: “We have seen a growing demand from existing and new customers for larger loan limits and we are delighted to provide...
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Expert Property Market Forecasts (2018)

We were very pleased to be asked to provide a comment for the Expert Property Market Forecasts (2018).  In addition to high-level insights into macro influences, price and rental trends, it is interesting to see the experts delve into a number of specific topics. Examples include the notable demographic shifts occurring across the country alongside the real effects of the Universal Credit (UC) rollout, Local Housing Allowance (LHA) freezes and the widening risks of homelessness. The continued evolution of the build-to-rent, property crowdfunding and online auction sectors have also been explored in some depth.For higher tax paying private landlords, taking heed of the intensifying effects of Section 24 of the Finance Act is frequently mentioned, as are some useful tips to best prepare, and indeed capitalise, for what look set to be a turbulent few years ahead. Below is our commentary and you can view the full forecast by clicking the...
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3 Misinformed reasons you’re not getting a home survey (and how ignoring them might actually save you cash)

It’s completely understandable that most people seek ways to limit the costs of moving to a new home, but, 4 out of 5 families are actually risking their finances by failing to get a survey before they exchange contracts. Whether they believe that surveys are too vague to be of use, consider them too expensive or simply don’t understand the benefit of having one, professional home surveys seem to be the first thing to be forgotten when budgets get pinched.Unfortunately, research conducted by RICS has found that the average home buyer spends over £5,700 once they move into their homes, repairing problems that could have been spotted by a surveyor. Unless you can take a several-thousand-pound gamble with your savings, commissioning a professional survey on top of your mortgage valuation really is a case of spending money to save money.Here are the three most common reasons buyers don’t get surveys...
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