Endowment Mortgage

An endowment life assurance policy is taken at the start of a mortgage. Throughout the term of the mortgage payments made by the borrower cover only the interest due on the loan. The capital sum borrowed is paid back in one lump sum at the end of the loan period using...

Energy Performance Certificate

Assessment of household energy usage. Certificates give properties a rating from A to G and the extent to which this can be lowered if the recommendations of the Domestic Energy Assessor preparing the certificate are adopted. Dwellings offered for sale must have an...