Bankers Draft

A physical document like a cheque however the money has already been debited straight from the account. The person receiving the bankers draft is therefore confident the money is safe and does not have to wait for clearing. There is normally an administration fee to...

Base Rate

This rate is set by the Bank of England and is used as a benchmark for lenders to set interest rates by. It represents the lowest rate of interest a bank will charge you when it lends you money. It is reviewed monthly and can go up and as well as...

Below Market Value

The purchase price agreed below the market value or the property usually expressed as a percentage 20% 25% or 35% Below Market Value. The Value could be vendor estate agent or RICS surveyor valuation however the true BMV will be off the RICS valuation only. Synonym =...

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