Person/company or organisation that has been appointed to acts on behalf of a landlord i.e. letting agent management agent... The likely outcome of a loan application and first step in obtaining a mortgage. Not a formal offer but includes a credit check with a credit reference agency and an assessment of your ability to repay the loan amount requested. Also known as ‘Decision in... A very specific planning condition that allows for the building of a residential dwelling on the condition that it is occupied by a person employed or associated with working the land.