Fee you pay to a company for the administration/setup of a service or product. All regulated firms must give details of all fees before you buy a service or product. The amount of money that your lender is prepared to lend... Refers to people with a poor credit history. May include but is not limited to things such as county court judgments (CCJ’s) bankruptcy mortgage arrears Individual voluntary agreements (IVA’s) and credit card or other borrowing arrears or... Person/company or organisation that has been appointed to acts on behalf of a landlord i.e. letting agent management agent... The likely outcome of a loan application and first step in obtaining a mortgage. Not a formal offer but includes a credit check with a credit reference agency and an assessment of your ability to repay the loan amount requested. Also known as ‘Decision in... A very specific planning condition that allows for the building of a residential dwelling on the condition that it is occupied by a person employed or associated with working the land.