When planning for a big move, you can find strategic ways to cut your spending and save money to finance it. That said, maybe you didn’t expect to move, but unforeseen circumstances mean that you don’t have a choice.
In that case, you likely haven’t had time to save up the adequate funds that you need to cover all the moving costs. Moving already requires careful planning; couple that with having to do everything last minute, and it can be extremely stressful. If you have to move at short notice, here is some helpful information for you.
What do you need to budget for?
When you’re moving into a new place, there are a few critical expenses that you will need to budget for. These include:
- Moving expenses
The first expense you’ll need to budget for is moving costs. These include moving boxes and supplies, a moving van, professional movers, and potentially a dumpster/garbage removal service, such as from WM, for any items you won’t be taking.
- New furniture
If you were currently living in a furnished place, and end up moving into an unfurnished home, you may need to purchase some new furniture pieces. Alternatively, you may have your own furniture that has fallen into disrepair or won’t fit into your new accommodation and therefore need to replace it.
- Rental deposits
If you are moving into a rental, you will likely need to pay a security deposit when you move in. A deposit is typically a lump sum of one full month rent that you will get back at the end of your time living there, provided the home is in good shape.
- Professional cleaning
You will likely need a professional cleaning service to clean your home when you move out to ensure that you get your full security deposit back.
- Childcare or pet care
On moving day, you will need someone to watch your pets and your children. Moving is often chaotic and stressful for both kids and pets, so it’s better if they are elsewhere.
Budgeting tips for moving at short notice
If you must move at short notice and didn’t have the time to save up much money, here are some tips.
- Look at financing options
If you need extra cash in a pinch to finance your move, apply for a quick loan from Cash Lady. It will provide you with peace of mind, knowing that the move is fully covered without struggling to figure out what to do. You will already be rushing to pack and find a new place, so make it easier on yourself by securing your finances with a loan.
- Take stock of everything
The first thing you want to do is take stock of everything that you have in order to decide what needs to come with you. You could save money on moving costs if you don’t need to bring as much stuff. On top of that, you may be able to sell some of your items to get some extra cash. Since you likely won’t have time to sell everything individual, consider having a garage sale to sell off items.
It never hurts to ask friends and family for help as well. They can help you organise and pack, and even help you physically move your stuff. That will allow you to reduce moving costs as well.
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