July 8, 2010 | Author

Author Julie Hanson

Thanks to Zoe Cairns for providing this list of top ten buy to let rates.

For more information Email Zoe on the Mortgage Desk zoe.cairns@justdoproperty.com and quote reference JDP.

Interest Rate	Max LTV	Product Detail	Completion Fee
3.64% Tracker	60%	Variable tracker rate of BBR + 3.14% until 31/08/2012 then reverting to the lender’s standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 60% LTV and the rental calculation is 125% at payrate. An application fee will apply.	3.5%
3.79% Tracker	60%	Variable tracker rate of BBR + 3.29% then reverting to the lender’s standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 60% LTV and there is a rental calculation of 125% at a notional rate of 4.99%. An application fee will apply.	3.5% (min £595)
3.99% Fixed	60%	Fixed rate of 3.99% until 30/09/2011 then reverting to the lender’s standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 60% LTV and there is a rental calculation of 125% at a notional rate of 4.99%. An application fee will apply.	2.5% (min £595)
4.14% Tracker	70%	Variable tracker rate of BBR + 3.64% until 30/09/2012 then reverting to the lender’s standard variable rate which is currently 4.99% for the remainder of the time. This product is available up to 70% LTV and there is a rental calculation of 125% at a notional rate of 4.99%. An application fee will apply.	3.5% (min £595)
4.35% Tracker	75%	Variable tracker rate of BBR + 3.85% for 1 year then reverting to a variable rate of BBR + 4.19% to give a current rate of 4.69% for the remainder of the term. This product is available up to 75% LTV and the rental calculation is 125% at payrate. An application fee will apply.	3%
4.94% Tracker	70%	Limited company product. Variable tracker rate of BBR + 3.84% until 30/09/2011 then reverting to a variable rate of BBR + 3.49% to give a current rate of 3.99% for the remainder of the term. This product is available up to 70% LTV and the rental calculation is 125% at a notional rate of 4.99%. An application fee will apply.	3.5% (min £595)
4.99% Fixed	80%	4.99% fixed rate until 30/09/2011 then reverting the the lender’s standard variable rate which is currently 4.99% for the remainder of the term. This product is available up to 80% LTV and there is a rental calculation of 125% at payrate. An application fee will apply.	3% (min £595)
4.99% Fixed	60%	Fixed rate currently of 4.99% until 30/09/2012 then reverting to the lender’s standard variable rate which is currently 4.74% for the remainder of the term. There is a free valuation up to £680 for purchases and remortgages and free legals or £200 contribution for remortgages only. This product is available up to 60% LTV and the rental calculation is 125% at payrate. There is a £250 booking fee and an application fee will apply.	£1499
5.78% Fixed	75%	Fixed rate of 5.78% for 3 years then reverting to a variable rate at the lender’s base rate + 1.00% to give a current rate of 5.98% for the remainder of the term. This product is available up to 75% and there is a rental calculation of 125% at the lender’s base rate + 1.00% ( currently 5.98%). An application fee will apply.	2.5%
5.89% Fixed	65%	5.89% fixed rate until 31/10/2012 then reverting to a variable rate of BBR + 4.50% to give a current rate of 5.00% for the remainder of the term. This product is available up to 65% LTV and there is a rental calculation of 125% at 5.00%. An application fee will apply.	£1495